Summary

This document details specific financial parameters for the Karta kredytowa Mastercard APIS, a credit card offering an annual effective interest rate of 25.07%. The total loan principal is 5000 zł without upfront costs, while the total repayment amount is capped at 6299,58 zł. The variable rate is 16.50, with fixed monthly costs of 2944.19 zł. The interest component is 699.58 zł, and the repayment structure consists of three equal monthly installments totaling approximately 175.79 zł after the single upfront payment. These calculations are based on a scenario from October 6, 2025, utilizing a representative case study.

To conclude the financial breakdown, the effective yearly return of 25.07% translates to an annualized fixed rate of 24.57% plus the variable rate of 16.50%.

Title

Individual client - Bank Polskiej Spółdzielczości

Description

Website prepared for BPS Bank customers.

Keywords

apis, handel, elite

NS Lookup

A 104.26.9.38, A 172.67.71.71, A 104.26.8.38

Dates

Created 2026-04-12

Updated 2026-04-22

Summarized 2026-04-24